A new football season is upon us again! Switched from a 4-3-3 formation to a 4-2-3-1 formation. My No. 10 (Propnex) shall be launching a fierce counter-attack with the 3 local banks in 2021 and beyond. In the meantime, the veteran defenders from the logistics, healthcare and data centre industries will help to absorb the opponent's pressure (Covid-19 crisis).