March 2012 Singapore Dividend Portfolio Update

No.	Stock	Lots	Average Price (S$)	% of Portfolio
1	Starhub	10	$2.467	21.36%
2	SPH	5	$3.756	16.26%
3	Singtel	5	$2.920	12.64%
4	Capitamall Trust	7	$1.685	10.21%
5	M1	5	$2.290	9.92%
6	AIMS AMP REIT	11	$0.968	9.22%
7	Suntec REIT	6	$1.26	6.55%
8	First REIT	10	$0.736	6.37%
9	Frasers Centrepoint Trust	4	$1.44	4.99%
10	CACHE Logistics Trust	3	$0.950	2.47%

Total dividends collected      (2012)	S$1250.20
Total Invested Capital	S$115,473
Projected Annual Yield (2012)	6% - 7%
Dividends per month (2012)	S$416.73
Available funds for investment	S$10,000

For the month of March, I only received $286 in dividends from AIMS AIMP. I have also added 1 more lot of Starhub because I wanted to achieve a nice round number of 10 lots. Anyway, my original purchase price of Starhub is low, therefore I feel that I could afford to average up a little. Having received my performance bonus recently, I still do not have the chance to put it to good use yet. My total invested capital has reached around S$115k. I hope to achieve a S$120k portfolio size soon.    

Peace Out,

Dividend Warrior

Financial Freedom at 30?

Recently, I have lost some motivation in building my Singapore portfolio. After my portfolio value crossed the 100k mark, I kinda lifted my foot off the gas pedal. I am in my comfort zone. I thought I had achieved alot for someone of my age. As a result, my portfolio size has remained rather stagnant in 2012.

For the past few days while I was on leave, I did some deep thinking. Next year, I will be turning 30. I am determined to collect S$1k per month in dividends by then because I want to celebrate my 30th birthday by achieving financial freedom.  I want to enjoy my thirties!

Right now, my monthly passive income is around S$700 on average. There is still a shortfall of S$300 per month, or $3,600 per year. I really need to save more and invest prudently. S$700 cannot cover my monthly expenses.

Below is a rough breakdown of my monthly expenses:
- Phone bill: S$30
- Internet bill: S$30
- Insurance: $200
- Food: S$150
- Transport: S$100
- Parents' allowance: S$500
Total: S$1000 (just for survival >_<" )


However, the recent high prices of stocks are stopping me back from adding to my portfolio. Furthermore, if I keep on waiting, my money will be losing its value in the bank account. Sigh.......I think it will be difficult to reach my target of 130k in portfolio size this year.

I watch this video to keep myself motivated. ^^

Peace Out,
Dividend Warrior

Feb 2012 Singapore Dividend Portfolio Update

No.	Stock	Lots	Average Price (S$)	% of Portfolio
1	Starhub	9	$2.404	19.24%
2	SPH	5	$3.756	16.70%
3	Singtel	5	$2.920	12.98%
4	Capitamall Trust	7	$1.685	10.49%
5	M1	5	$2.290	10.18%
6	AIMS AMP REIT	11	$0.968	9.47%
7	Suntec REIT	6	$1.26	6.72%
8	First REIT	10	$0.736	6.55%
9	Frasers Centrepoint Trust	4	$1.44	5.12%
10	CACHE Logistics Trust	3	$0.950	2.53%

Total dividends collected      (2012)	S$964.20
Total Invested Capital	S$112,439
Projected Annual Yield (2012)	6% - 7%
Dividends per month (2012)	S$482.10
Available funds for investment	S$9,000

For the month of February, I received a total of $593.60 in cash distributions from a few REITs. Pretty good passive income. ^^

• CapitaMall Trust: S$89.90
• First REIT: S$193
• Frasers CentrePoint Trust: S$99.20
• CACHE: S$63.06
• Suntec REIT: S$148.74

February has been a really boring month for me. No opportunity to accumulate more stocks as the market is rallying. Well, I guess I just have to keep on building up my investment fund, which currently stands at around S$9, 000. I am still considering whether to put my performance bonus into my emergency fund or investment fund. 

Looking forward, I will be getting cash distribution from only AIMS AIMP in March. Gonna be a lean month. Hopefully, the market will pull back so that I can get some more telco stocks. 

Peace Out,

Dividend Warrior