Sunday, July 7, 2013

DW July 2013 Singapore Dividend Portfolio Update



No.
Stock Name
Percentage of total dividends received
1.
AIMS AMP
19.2%
2.
Starhub
14.8%
3.
SPH
8.9%
4.
Singtel
8.7%
5.
FCT
8%
6.
M1
7.6%
7.
CACHE
6.6%
8.
First REIT
5.1%
9.
CMT
5%
10.
Sabana
4.2%
11.
Suntec REIT
3.9%
12.
PLife
3.1%
13.
HPH
1.5%
14.
MIT
1.4%
15.
SATS
1.1%
16.
Neratel
0.6%

























I did not receive any dividends in July and no stocks was added. I shall discuss how dependent I am on certain stocks for passive income. The table above shows I am heavily dependent on AIMS AMP and Starhub for passive income. Secondly, REITs made up around 60% of my passive income stream while Non-REITs made up the remaining 40%. Not very healthy. If something disastrous is to befall REITs and telcos, my passive income stream will dry up fast! Therefore, I aim to diversify my portfolio further in the coming months. Sembcorp Industries, VICOM, ST Engg, Sheng Siong and Raffles Medical Group are on my watchlist. Unfortunately, their prices are still rather high even after the recent market sell-down.

The Singtel-led consortium did not win the Myanmar telco bid. However, the market seemed to like the outcome as the price was not affected negatively. I guess the good thing is Singtel can save up on huge initial investments in building the infrastructure in Myanmar. On the other hand. Neratel has the potential to gain indirectly from Telenor and Ooredo winning the bid. Both winners are already customers of Neratel's services in Malaysia and Indonesia. They may allocate some contracts to Neratel in Myanmar. I guess I am just lucky to add Neratel to my portfolio in May. (^__^)



Fortune favors the brave
Dividend Warrior

39 comments:

kkc said...

What's the price do you think to buy Semb Corp and ST Eng? How about SIA Eng? Do you think now can buy?

Unknown said...

hi dividend warrior.

i am trying to start out on investing. do you have any tips as to where to learn or how to learn analysing companies?

thanks!

AK71 said...

Hi DW,

It is prudent not to be over exposed to REITs. Personally, I have not increased my exposure to any REIT since the end of 2011. In 2012, I began diverting resources away from REITs into undervalued and growth stocks. This is still the plan. :)

ken ken said...

Hi Dw

I would like to explore in REIT stock
DO you think it is the right time to get in saizen reit, first reit and croesus reit?

Betta man said...

Hi,

Have you considered Select Group as a dividend stock ?

Unknown said...

Hi DW,

I see that you sold your MapleeTreeInd recently, any reason for that?

Actually I've been eyeing for MapleTreeInd and CACHE for some time, after this recent dip, do you think it's a good time to buy?

Any other stock you recommend?

Thanks and good luck to you :)

Dividend Tech Warrior said...

Hi kkc,

I would buy Sembcorp around 4.90 and ST Engg around 3.80

I dun keep track of SIA Engineering. Sorry.

Dividend Tech Warrior said...

Hi Elroy Lee,

You can borrow investment books from the public library.
The library is like a treasure trove.

Dividend Tech Warrior said...

Hi AK,

Yes. I have been keeping track of your investments in Old Chang Kee, China Minzhong, Marco Polo Marine etc.

Dividend Tech Warrior said...

Hi kenken,

I would recommend CMT, FCT, CACHE, MIT or MLT.

Dividend Tech Warrior said...

Hi betta man,

Select Group is not on my watchlist. But thanks for bringing it to my attention. I shall analyse it. ^^

Dividend Tech Warrior said...

Hi Andy Goh,

I think u misread.

I added MIT to my portfolio in May.

Yes. It is a good time to add CACHE and MIT.

MLT and Ascendas REIT not bad too. :)

bb said...

Hi,

If you were to buy thai beverage, what price would you buy at?

FoodieFC said...

oh, you already have Neratel in your portfolio! Good foresight!

kkc said...

Can I still buy Neratel now?

Dividend Tech Warrior said...

Hi bb,

Below 0.60 is a reasonable price for Thaibev. But do take note it has huge amounts of debts.

Dividend Tech Warrior said...

Yo Foodie,

Yes. I added Neratel back in May. ^^

Dividend Tech Warrior said...

Hi kkc,

At the current price, the dividend yield is around 5%. I believe the company will be able to maintain the dividend payout.

However, the upside potential may be limited because Neratel has not won any contracts from Telenor or Ooreedo in Myanmar yet.

I am not buying at current prices, but monitoring developments closely.

Danny (Seng) said...

Hi Dividend Warrior,

Which online broker did you use as a mdidleman to hold your stocks?

Terence said...

Hi Dividend Warrior,

I keep reading about the recent market selldown/correction. Are there any keywords that you could give me so I can read up more on this?

Dividend Tech Warrior said...

Hi Danny,

I m using dbs vickers.

But my stocks are held by the CDP.

Dividend Tech Warrior said...

Hi Terence,

You can check out the key phrase 'QE Tapering'.

bb said...

Hi,

What do you think of thai beverage shares?

admin said...

Hi DW

Hope you can share your thoughts on:

1. At what price for Raffles Medical would you buy

2. When a stock seems to be dropping slowly, how do you decide when to buy?

JW said...

Power portfolio!

Unknown said...

Hi DW,

How much did vickers charge you for each trade?

Its not available on their webpage tats y i ask.

Thanks in advance.

Leonard said...

Oh Dividend Warrior

Gauging that you are a Quarter millionaire, I think that your active earning income is great...

Don't you think that your day job will definitely earn you more than combing of stocks which at most will give you 10k+/Annual?

For one to save say 2k/Month, it will take like 8 gluing years of thrifty saving just to have 200k.

Many of us love to put some money in dividend stock, but we do not have such capital. Care to enlighten us on getting through the first step?

Dividend Tech Warrior said...

Hi bb,

Thai bev has huge debts.

Dividend Tech Warrior said...

Hi admin,

I wish to enter raffles medical below $3.
I tend to buy when the stock price has stabilized or find a support.

Dividend Tech Warrior said...

Hi JW,

Thanks for dropping by.

I hope u are doing well too. ^^

Dividend Tech Warrior said...

Hi Melvin,

They charged me around $26.

Dividend Tech Warrior said...

Hi Leonard,

Yes. My active income is more than my passive income. But I have to spend lots of energy and time on my job. I dun need to Put in as much effort into generating passive income. Less stressful.

As for your question of building up capital. I am afraid I dun know any short cuts. If your income is low, I can suggest getting a second part-time job to supplement your income. Try not to have a car if possible. Yes, it will be grueling at first, but your sacrifice will pay off handsomely in the long run.

Shoebox Life said...
This comment has been removed by the author.
Shoebox Life said...

DW, have you ever thought of going into property investment?

Cherub said...

http://www.sgx.com/wps/portal/sgxweb/home/company_disclosure/corporate_action

Hi dividend warriors, would u recommend any app or website that can find out if a stock pays dividends in the most efficient way?

I use the URL above but its quite a chore to go through one by one... Wondering if u know of any good way :p

MasterLeong said...

60% reits, LOL
if interest rates goes up to 3-5% would u still wanna have more than half your portfolio in reits?

think again ^^

Unknown said...

Hi Dividend Warrior.

I posted something but there was error. Here it goes again.

Assuming I have S$100K.

Do I park all these money to different shares in different companies to collect dividends in a long run?

Or am I better off using all these money to park in a single company that is going to give dividends, and then after when I collect these dividends, sell off the shares and start to park all these money again in another company that will give off dividends soon, and repeat all of these till I die?

Which is the better way to get the most out of my $100K?

Much thanks,

Lumpy

DividendFarmer said...

Hi DW,

Since you are on DBS Vickers, you might want to consider using DBS Vickers Cash Upfront for your stock purchases.

Instead of S$25 commission (min.), Cash Upfront charges S$18.

Obviously as the name suggests, you will need to transfer the funds from your normal / savings account to the trading account prior to executing the trade.

You will sacrifice the 2-3 days of liquidity (normal trades don't settle immediately) for S$7 discount.

For small retail investors like myself, the discount can substantially affect my returns.

Btw, nice blog and nice portfolio you have.

Do visit my blog at reaching4financialfreedom.blogspot.com

DividendFarmer said...

Hi Lumpy Blue,

I believe you will need to ask yourself what is your investment objective?

Is it to create a stream of sustainable passive income or to amass a huge capital through investing? Not gg to question why you need the money for. For me its financial freedom.

Also important is how much do you intend to grow the S$100k into and what is your timeframe?

It will be a much easier question to answer if you know for instance that you have S$100k now and you are 25 years old, wanting to achieve a passive income stream of S$10k per month by 45 years old.