Wednesday, July 20, 2011

Always have a Plan B

I watched "Transformers: Dark of the Moon" yesterday. It was great. Transformers are my childhood heroes. ^^


SPOILER ALERT! Do not read on if you intend to catch the movie.


After my time in the army, I learnt to always have a Plan B ready. My sergeant will always ask me "Soldier, what's the wet weather plan?" I also applied this thinking on my financial planning too. My Plan A is to build a normal career, working a 9 to 5 job diligently. However, if something drastic (retrenchment/ pay cut/ mid-life crisis/ health problems) happens, I also have a plan B to fall back on. My Dividend Portfolio serves as my Plan B, my wet weather plan, by providing me with a steady stream of passive income.


So, while I was watching the Transformers movie, I love the scene where the Autobots escaped from the space shuttle/rocket unscathed. They have a Plan B! They built an escape pod in the first-stage booster rocket so that they could escape the exploding main rocket before Starscream fired the missiles at them.


After watching the movie, I had my lunch at Wendy's. Gonna share some mouth-watering pictures that I took with my phone's camera. Hee ^^




I ordered the Spicy Chicken Burger set meal. The meat patty is more tender and juicier than KFC's Zinger burger.  The bun is softer. Not overly spicy.  Overall, I prefer this over the Zinger. The fries are great too! Crispy on the outside and soft inside.
I ordered the Grilled Chicken Caesar Salad. The serving is huge! The bowl of salad can serve a meal by itself!. Luckily, I have my friend to share it with me, otherwise, I could not finish it on my own.

My friend ordered the Fried Chicken set. He said it is too salty.

So, what's your Plan B? Or maybe you even have a Plan C? Share your comments below. ^^



Peace Out,
Dividends Warrior

Sunday, July 17, 2011

June & July 2011 Dividend Portfolio Update


Telecom






No.
Stock
Lots
Dividends Collected
Average Price
% of Dividends Portfolio
Total %
1
Singtel
5
$0
$2.920
14.38%
39.07%
2
Starhub
6
$1450
$2.27
13.41%
3
M1
5
$560
$2.290
11.28%




Conglomerates (Properties, Offshore & Marine, Utilities, Publishing)
No.
Stock
Lots
Dividends Collected
Average Price
% of Dividends Portfolio
Total %
1
Keppel Corp
1
$0.00
$11.700
11.52%
22.48%
2
SPH
3
$810
$3.71
10.96%


REITs






No.
Stock
Lots
Dividends Collected
Average Price
% of Dividends Portfolio
Total %
1
First REIT
8
$152.50
$0.728
5.74%
19.19%
2
CMT
3
$417.90
$1.70
5.02%
3
CLT
3
$189.70
$0.950
2.81%
4
Suntec REIT
2
$358.48
$1.33
2.62%
5
FCT
2
$0
$1.48
3%




Services (Postal & Financials)



No.
Stock
Lots
Dividends Collected
Average Price
% of Dividends Portfolio
Total %
1
Singapore Post
10
$150
$1.141
11.24%
19.34%
2
UOB KayHian
5
$180
$1.645
8.10%




Summary:
Total dividends collected     (*since Jan 2010)
$5,676.83
Total Invested Capital
$101,529
Dividends over Capital (%)
5.59%
Dividends per month
$315.38
Cash holdings
$9,200





Quick Updates:
  • Divested Neratel in June.
  • Received $300 dividends from Starhub in June.
  • Received $125 from Singpost in July.
  • Received $10K from a DBS structured investment :)  More details here.
  • Accumulated 5 more lots of Singpost in July to average down. Singpost is now my 4th biggest holding.
  • Unrealised capital gains is still hovering around a healthy 6% - 7% despite the Greek debt crisis.

Forward-Looking (August 2011):
  • Will be receiving dividends from the REITs in August.
  • Will be receiving $950 from Singtel (At last!) ^^


Check out my humble gold investment here






Peace Out,
Dividends Warrior

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