No.
|
Stock
|
Lots
|
Average Price (SGD$)
|
Yield On Cost
|
% of Portfolio
|
1
|
Starhub
|
10
|
$2.467
|
8.1%
|
16.98%
|
2
|
7
|
$2.983
|
5.3%
|
14.37%
| |
3
|
SPH
|
5
|
$3.756
|
6.4%
|
12.92%
|
4
|
Capitamall Trust
|
7
|
$1.685
|
5.7%
|
8.12%
|
5
|
M1
|
5
|
$2.29
|
6.3%
|
7.88%
|
6
|
FCT
|
7
|
$1.586
|
6.6%
|
7.64%
|
7
|
AIMS AMP REIT
|
11
|
$0.968
|
10.3%
|
7.33%
|
8
|
Plife REIT
|
4
|
$1.99
|
4.8%
|
5.48%
|
9
|
Suntec REIT
|
6
|
$1.26
|
7.3%
|
5.20%
|
10
|
First REIT
|
10
|
$0.736
|
8.7%
|
5.06%
|
11
|
Sabana REIT
|
6
|
$1.07
|
8.2%
|
4.42%
|
12
|
IHH
|
3
|
$1.28
|
0%
|
2.64%
|
13
|
CACHE
|
3
|
$0.95
|
8.3%
|
1.96%
|
Total dividends collected in 2012
|
S$7638.47
|
Total Invested Capital
|
S$145,316
|
Projected Annual Yield (2012)
|
6.8%
|
Average Monthly Dividends (2012)
|
S$694.40
|
Available funds for investment
|
S$17, 000
|
Unrealized Paper Gain / Loss (S$)
|
S$34, 260
|
For the month of November, I will receive a total of SGD$1372.82 in dividends. Nothing beats a steady stream of cash. ^^
(This is my favourite part of posting an update. Listing down my dividends!)
- Starhub: SGD$500
- Sabana REIT: SGD$140.40
- CapitaMall Trust: SGD$169.40
- Frasers CentrePoint Trust: SGD$189.70
- Suntec REIT: SGD$141
- First REIT: SGD$168
- CACHE: SGD$64.32
I added one more lot of Singtel at $3.19 last week as there are really no other good opportunities in the market. As a result, the cost of my portfolio increased to SGD$145, 316. Singtel overtook SPH as my 2nd largest holding. Average monthly dividends increased to SGD$694.40. I am well on my way to achieve the SGD$700 per month target this year.
I also sold all my US stocks and made a tiny profit of SGD$200+ after taking into account brokerage/ commission fees and forex. I decided to take profit bcos the US presidential election is coming and I realised I needed a bigger "war chest" for a possible market correction in 2013. Now, I have around SGD$17, 000 to deploy should an opportunity arise.
Looking forward, I will be getting money from SPH, AIMS AMP and PLife REIT in December. I hope my portfolio can cross the SGD$150k mark by year end. Dividend growth investing FTW! :)
Peace Out,
Dividend Warrior
38 comments:
You mean u hope yr portfolio COST will exceed S$150K...yr portfolio value is already ~ S$180K...
YS
Can you please recommend some of the good REITs from US to play the housing recovery story in the US? Do you see rental fees and acquisition growth possible for these REITs? As WB seems really heavy into housing now, do you think it's a good time to buy now?
Would you choose retail mall or office or warehousing US REIT?
Thanks!
To the person above, right now in low i/r environments, one particular US-REIT reaps all the rewards, and that is Annaly Capital Mgmt ticker NLY.
Thanks for your recommendation NLY. I found in Yahoo finance that its yield is 12%?! That high?! May I know what properties this REIT is into? Thanks a lot!
Hi DW
Starhub your biggest portfolio is rising up up and away! 3.6+ alrdy!
At this rate, you can retire at a very young age!!
Hi DW,
Im a keen follower on your blog, and im really new to investing, how did you actually get the number of dividends? is it the number of share times the dividend per share?
Greatly appreciated
Dear DW,
I have been reading your blog since beginning of this year and am very amazed and impressed with your investment know how.
I am a new bird in investing and have applied for a iOCBC trading account which has yet to be approved.
I am actually planning to invest couple of lots in LippoMalls and Saizen Reits. Any comments or feedback for this 2 shares?
Please advise.
Thank you very much.
Cheers
Lex
Haiz...stock market doesn't like US election results. Never mind. I find your approach to investment rather similar to mine. Keep posting!
Hi YS,
Yes. Thanks for correcting me.
I wish to cross the 150k mark in terms of portfolio COST.
Cheers.
Hi Anonymous,
I am not familiar with REITs in US. Sorry. I am not able to give u suggestions.
Yo Foodie!
Thanks for ur compliment! ^^
I aim to semi-retire by 35 years old.
Hi Gary,
Thanks for supporting my blog and the compliments too. :)
As for the calculation of dividends, you are right. I shall use my favourite example. Here goes:
Starhub gives $0.20 per share dividend every year.
1 lot = 1000 shares
$0.200 X 1000 shares = $200 dividends received
Cheers.
Hi Lex,
I am glad you like my blog. ^^
Well, I am not vested in LippoMall & Saizen. I have a policy of not recommending a stock if I myself dun even buy. These are my reasons.
LippoMall; From what I observed so far, the management is not really capable of increasing DPU.
Saizen: Forex risk, disaster prone, deflationary economy.
Hi masterofboots,
That's why I sold all my US stocks before the election! :)
Hi DW
35?! Thats so young!
After tt can lim kopi everyday haha.
yo, keep writing man, will support your blog, really inspirational stuff you have here. thanks to you, i'm on my way to investing, you made me realize how important investment is, i'm also 29 but i'm nothing compared to you, in fact i have zero investment, but i just opened my cdp and dbsvickers account. i think it's like in running, good to have someone running in front so i can chase, your that person in front, thanks.
Hi DW,
Gong xi, gong xi! :)
I am also looking forward to year end. I should exceed the passive income target I set for myself this year.
With S-REITs' unit prices much higher now, I have turned my attention to looking for possibly undervalued stocks for capital gains.
All things considered, 2012 didn't turn out too badly for us. ;)
Hi DW,
I am very impressed with what you have done and the portfolio you have. I read through your beginnings with your first Starhub lot and I am inspired to work towards that. I don't really have the knowledge of stocks and stuff so my request to you is a simple guide to start, sort of like a guide for beginners. Think you could do that for me?
Hi DW,
For someone with a sum of 50k to invest currently, which are the possible counters you can possibly suggest? Looking at a passive/dividend investing portfolio.
Please advise. Thanks!
Yo Foodie!
Yes. I prefer to semi-retire at a relatively young age so that I still have the energy to do the things I love.
And lim kopi is one of my favourite things to do too!
Cheers!^^
Hi AK71,
Thanks for the encouragement.
I also must congratulate you for exceeding your passive income target this year. ^^
Indeed, 2012 has been a good progressive year for me too! :)
Take care and do drop by again!
Hi Anonymous,
Thanks for supporting my blog. :)
Actually, a lot of my readers have been asking me to write a guide for beginning investors like you.
I will do so soon. (^_^)
Hi Anonymous,
First of all, I assume this 50k is your spare cash, and you already have an emergency fund (3 months salary) saved up.
Well, if I have 50k right now, I will buy Singtel and M1 as the prices are dipping. Singtel around $3.15 and M1 around $2.55 are reasonable prices to enter. Singtel offers a yield of <5% and M1 offers a yield of >5% per annum.
I would not recommend REITs now bcos the prices are still high. Prices are dropping though.
Lastly, do not use up the entire 50k at a single time. Maybe you can deploy half (25k) first and observe. If prices continue to fall, you can average down.
These are just my suggestions, please think carefully and make your own final decision. ^^
Good luck!
Hi DW,
Thank you very much for your comments. Will take note of it.
My account should be ready in 2 weeks time. Gonna bombard you with more question. XD
Cheers
Lex
Hi DW,
Thanks for the suggestions on Singtel and M1. I'm actually keeping these two, along with SPH and CMT, on my watchlist.
What's your take on SPH and CMT? Do you think SPH is worth an entry now, or should wait till XD? As you mentioned, just as other reits, CMT is dipping. What's a reasonable entry price in your opinion?
Thanks :)
Hi Dw,
I am new to your blog. I am amazed that you did so well at your age. What is the minimum sum to start up to invest in dividends? And what type of account to open so i can invest? I noticed that some people mentioned that there are several types of accounts such as OCBC, UOB and Standchart. So which is the better choice for entry level? Sorry if this is a repeated question as I am new here and currently learning to invest after reading your portfolio and blog. Thank you for replying.
Hi DW,
Do u have a twitter account or something that u post whenever u feel like buying some counters? haha..
Like that I can see if there are any shared sentiments on the stocks that we are interested in.. :)
hi DW,
your profile looks so nice. Could you share some basic stuffs like how to buy the shares, etc (in Singapore)? Cause I stepping to achieve a dream like you. But I still building some foundation by acquiring knowledge. So could you help beginner like us, who will start exploring to investment world by sharing some basic info? like you always said.. Peace out :D
Hi,
may i know how much $$$ needed to start up this "investment" of earning dividends from various company stock?
Currently i have some funds, thinking of putting FD in the bank but the interest rate is very little.
Are you able to advise me on this?
My email is sianglin88@hotmail.com
Thks.
The other alternative investment to replace FD, will be the bond fund mainly invest in singapore govt bond and singapore corporate bond. Liquid, low risk and interest rate for the past 5 years have beat the FD.
Undertake proper planning and weight out on the overrall risk before invest.
Daniel
www.passivedividendinvestor.com
hi DW, i see you reinvested your dividends, but with brokerages charging minimum $25 commission, do you actually lose out due to this? Or do you use other brokerage which has no minimum commission?
Hi DW,
I like your blog on dividend investment. I have been trying dividend investment for 2 years, I have picked up some stocks at low price such as suntec reits at 1.14 but I took profit when price was at 1.47. As a result, I could not retain my stocks for dividend investment.
How many years do you think we should hold onto a stock for dividend investment assuming the average price of the stock is moderate?
Hope to hear from you.
From ladykong
Great blog DW. Am very new to investing in Singapore and just opened a SRS and plan to invest slowly through it over the coming days. Will look towards your blog for more info.
Keep up the good work and good luck.
Cheers.
Velu
did u actually check the financial statement of all those companies that you have invested in?
what is the impact on your portfolio should one of the companies shuttle during recession?
Well done DW, I am impressed!
Slow and Steady, that's the way to go in investing, always dividend paying blue chips and diversify, will never go wrong.
You are magnanimous in sharing with the newbies, keep it up!
Hi DW, I am very impressed by your patience to grow your passive income. I am the same age as you but I have only half your cash + stocks. If you were me would you hold more cash now to build the war chest? Maybe I should wait for the next corection to buy in good valued dividend earning stocks? Appreciate if you could share your thoughts. Thank you
nice call to singtel.
Hi DW, some time back, u invested in US stocks. May I know if there is capital gain tax n tax on dividend for Singaporean investing in US stocks. Tks.
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